Are there any fees charged for paying online via China Epay? Are there any fees charged for paying online via Credit Card? Are there any fees charged for paying via SmartPay online? Are there any limitations on monetary amounts using ChinaEpay? Are there any limitations on monetary amounts using Credit Card? Are there any limitations on monetary amounts using SmartPay? Can I ask for refund on MyFinance? Can I change the languages in MyFinance? Can I enable someone else to pay on my behalf? Can I enable third parties to pay on my behalf (Smart pay)? Can I enable third parties to pay on my behalf? Can I make a payment through MyFinance?